Terms of Use

Acceptance of terms

By accessing or using this site, you agree to these Terms of Use. If you do not agree, please do not use the site.

Informational use only

The calculator and all content are provided for general informational and comparison purposes only. Nothing on this site is financial, legal, tax, or accounting advice.

Estimates and no guarantee of results

Calculator outputs are estimates based on user-provided inputs and assumptions. Factoring rates, quick-pay fees, reserves, deductions, funding timelines, and contract terms vary by partner, broker, and load.

You are responsible for reviewing actual offers, agreements, and disclosures from any partner before making business decisions.

Affiliate relationships

This site may receive compensation when users click referral links, submit leads, or complete qualifying partner actions. Compensation does not increase your direct cost.

Full details are available on the Affiliate Disclosure page.

Third-party links and services

The site may link to third-party websites and services. Those services are outside our control and subject to their own terms and privacy policies.

Permitted use

You agree not to misuse the site, interfere with normal operation, attempt unauthorized access, or use the site for unlawful activity.

No warranties

The site is provided on an "as is" and "as available" basis without warranties of any kind, express or implied.

Limitation of liability

To the fullest extent permitted by law, the site owner is not liable for indirect, incidental, special, consequential, or punitive damages arising out of your use of the site.

Changes to these terms

These terms may be updated at any time. Continued use of the site after updates means you accept the revised terms.